L o a d i n g
TERMS AND CONDITIONS
Welcome to Bilmoco’s online service platform (“Service”), a web based bills payment channel and electronic loading of Bilmoco Sales and Services, Inc. ("Bilmoco"). The Bilmoco website (Bilmoco.com) provides this Service to you subject to the following terms, conditions and provisions ("Terms and Conditions"). If you visit or use this Service, you are deemed to have understood, agreed and accepted these Terms and Conditions to be the legal equivalent of a signed written contract, and you accept and agree to be bound by these Terms and Conditions. Please read these Terms and Conditions carefully. In addition, when you use the Service, its future versions or feature or visit or transact from any business affiliated with this Service, whether or not included in the Bilmoco web site, you will also be subject to the guidelines and conditions applicable to such service feature or business.

MODIFICATIONS OF TERMS AND CONDITIONS
Bilmoco reserves the right to vary these Terms and Conditions at any time for any reason, and your continued use of this website and services offered in this website following any modifications will be deemed to constitute acceptance of such modifications.


PRIVACY
Please review our Privacy Notice, which also governs your visit to the Service in order to understand our practices.


YOUR ACCOUNT
In reference to the Service, you will not use or permit the use of your Username and password in whole or in part for any purpose, whether legal or illegal, other than as specifically intended to do online payments. In the event of an unauthorized use, it is your responsibility to notify Bilmoco as soon as you become aware of such use. In all cases, Bilmoco will not be liable for any breach of information arising from unauthorized use.

The Service is not to be used by children or minors. Enrollment and actual payment transaction shall be done by adults, who can make bills payment once they access the Service. If you are under 18 years old, you may use the Service only through a parent of lawful age or a court appointed guardian. Bilmoco and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel payment transaction in their sole discretion.

Where Bilmoco knows of or suspect a breach of security or other suspicious circumstances in respect of or in connection with the operations of the Service, Bilmoco may, in its sole and absolute discretion and without liability; cancel, terminate or suspend the use of the Service without notice to you.


SERVICE ACCESS
At certain times, the Service may not be available due to system maintenance or force majeure. Bilmoco will not be liable for any loss or damages arising from unavailability of the Service due to these causes.


ACCURACY OF INFORMATION
You are responsible for and must take all reasonable care to ensure the information you supply in the registration process is accurate. The accuracy of the information you submitted or any failure to transmit the accurate information is outside the scope of responsibilities and liabilities of Bilmoco.


APPLICABLE LAW
By visiting or using the Service, you agree that the laws of the Republic of the Philippines, without regard to principles of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that might arise between you and Bilmoco or its affiliates.


DISPUTES
Any dispute in any way related to your visit to the Service or to the transactions made shall be submitted to confidential arbitration in Daet, Camarines Norte, Philippines, except that, to the extent you have in any manner violated or threatened to violate Bilmoco’s intellectual property rights, in which case, you agree that Bilmoco may seek injunctive or other appropriate relief in any court in the Philippines, and you consent to the exclusive jurisdiction of such courts and venue in Daet, Camarines Norte, Philippines only. Arbitration under these Terms and Conditions shall be conducted under the applicable arbitration laws of the Philippines. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms and Conditions shall be joined, without Bilmoco’s prior written consent, to an arbitration involving any other party subject to these Terms and Conditions, whether through class arbitration proceedings or otherwise.

FEES AND CHARGES
Bilmoco may from time to time, upon notification, introduce or change fees for the use of this Service. Should there be reversal of payments earlier made in the account paid due to chargeback, disputes or loss of a claim, you agree to allow Bilmoco to recover any amounts due to Bilmoco by debiting the corresponding account or by rendering payments corresponding to the amount due using any alternative payment channels.

In the event of a chargeback, you agree to allow Bilmoco to charge your account the applicable chargeback fee. Bilmoco will notify you of the applicable chargeback fee, if any.


FORCE MAJEURE
Bilmoco shall not be liable for any delay or failure in performance caused by force majeure, which shall include, but not limited to earthquakes, flood, typhoons, epidemics, war, rebellion, insurgency, riots, invasion of the Philippines by another country, strikes, lockouts, boycotts, or any form of work stoppage, government restriction or pending order of competent court.

These Terms and Conditions were last modified on November 5, 2017.